Lightspark https://lightspark.com is Novi is playbook on top of Bitcoin lightning. BITCOIN replaces DIEM -  Diem (formerly known as Libra) was a permissioned blockchain-based stablecoin payment system proposed by the American social media company Facebook. The plan also included a private currency implemented as a cryptocurrency. The launch was originally planned to be in 2020,[3][4] but only rudimentary experimental code was released.[5] but I have no doubt that one of the wisest players in the world who has the chops to execute on the Internet of Money near flawlessly is  David Marcus. So we are just going to copy his playbook but execute better with DI and a willingness to understand deeper the people who have a real need for digital economic empowerment. 

Facebook's next generation digital wallet 'Novi' explained by head of FB financial David Marcus